GET MONEY FROM INTERNET ..!

Time Management

2006-04-29T02:56:00.000-07:00

-Time Management-

Time management seems like a simple concept. You just designate a
specific amount of time each day for working on your project. Well,
this is were most people go wrong!

How many times have you started working on a project during your
designated working time and become side tracked. Don't deny it;
this happens to even the most dedicated internet marketers.

You start working and the next thing you know you are surfing the
web. It may seem like you are working because you are reading up on
your project or related topics. But the next thing you know, you
have spent all of your designated working time surfing and have not
really gotten any quality work done.

This used to happen to me all the time. I could spend a whole day
surfing around, coming up with new ideas for making profits. But at
the end of the day what meaningful work has really gotten done?
None.

The answer to this problem is to be specific in you time management
and absolutely stick to the plan. If you need time to read up on
your project, designate 30 minutes to doing so. But once 30 minutes
is up, you must move on to the next thing on your list.

Whether you have 1 hour, 3 hours, 6 hours or more, you must be
specific and stick to your schedule.

Here is my schedule on the day I wrote this email:

Total time: 6 hours

8:00 - 8:30 Respond to emails, check affiliate stats
8:30 - 9:00 Analyze and tweak AdWords campaigns
9:00 - 10:00 Write "Time Management" email for Google Profits mini
course
10:00 - 11:00 Research for Google Profits 2005 updated version
11:00 - 1:00 Write Google Profits 2005 updated version
1:00 - 1:30 Buy domain name for new project, begin site design
1:30 - 2:00 Write schedule for tomorrow

When running though my schedule during the day, I make sure to
switch my activity exactly at the time I have specified. If I am
writing an email for the Google Profits mini course and I am still
not finished after the one hour allotted, I will move on to the
next activity. I will then schedule in a half hour tomorrow to
finish the email.

One thing I will do if I am working on something that does not
require the Internet, such as writing this email, is disconnecting
my computer from the Internet. I sometimes even break out some old
fashion tools, pen and paper. Doing this keeps me focused on the
task at hand at keeps me from the temptation to surf the Internet.

Speaking of time management. My allotted hour for writing this
email is almost over. So I will finish these last few sentences,
quickly scan for spelling and grammar errors, send the email off to
you guys, and move onto the next thing on my list.

I really hope you got the idea of "Time Management", this is super
important if you want to become a success online.

************************************
Written by
Wade Winger
Author of "Google Profits"
http://www.googleprofits.com
************************************

Focus

2006-04-29T02:53:00.000-07:00

From my experience there are two things that are extremely
important that you need to understand if you want to make profits
online, "Focus" and "Time Management".

You can have the best method for making profits in the world, but
without focus and time management, they are useless.

This email and the next will give you a good start on how to focus
better and how to manage your time.

Don't take these ideas lightly, as anybody that has ever been
successful online will tell you, it is nearly impossible to
accomplish anything meaningful online without focus and time
management.

"The secret to online success part 1"

-Focus-

When I first started out online I was ambitious and full of ideas.
Don't get me wrong, that is a good thing. The only problem was that
I was not focused. I had ideas for ten different projects and I
wanted to do them all at one time. That is the classic downfall for
all beginners.

Beginners in online marketing tend to take on too much at once.
They overextend and try to make profits using every method they
come across. Let me tell you from experience, this will not work.

The best way to make money online is to focus on one method and one
method only. Work it to death. Make sure everything is perfect and
then tweak it and work it some more. You will find that focusing on
one thing will be much more profitable than branching out into
several areas at once.

Once you have a nice flow of profits coming in from that one
project and it is running on autopilot, then you can move on to the
next project and focus all your efforts on that.

Focus rings very true for website owners. You know you are dealing
with an amateur when you see a website that is full of banner ads
and affiliate links. These people wonder why they are not making
any profits, I mean they do have all these ads on their website.

The reason they are not making money is because they are not
focused. If a surfer comes to their website, there are so many
options that they get confused and leave. No sale will come of
this. A website should focus on one product and be dedicated to
promoting that one product only. You will convert many more sales
if you focus your website.

Focus also comes into play when you are running AdWord campaigns on
Google. Many times people will come to me wondering why they are
not making any profits. They tell me they are promoting 20
different ClickBank products and still not making any profits. Well
the problem is obvious to me. How can they keep track of all these
campaigns at once? I ask them how many keywords each campaign has
and they will say 10-20. No... you need a lot more than that to be
successful. It should be more like 100-200 or more.

You need to focus on 2-3 campaigns at a time and don't move on
until you have either squeezed every ounce of profits from them or
you have come to the conclusion that they won't be profitable and
have deleted them. Focusing on only 2-3 campaigns at a time will
free you up enough to analyze and tweak each campaign accordingly.
You'll be able to make sure that there are no weak spots in your
campaigns. This will strongly increase your chances of success.

So in a nutshell, make sure you focus your efforts. Don't try to do
everything at once. If you are a beginner, you need to realize that
the big profits come from a strong foundation and building up from
there. You need to secure the projects you are working on now and
only then should you move onto the next profit making project.

************************************
Written by
Wade Winger
Author of "Google Profits"
http://www.googleprofits.com
************************************

Make profits

2006-04-29T02:47:00.000-07:00

Now you may be wondering how this is going to make you profits?

Ok let's put everything together to show you how this works.

First you would go to ClickBank and search through the 11,000+
affiliate programs for a product you would like to promote.

For this example let's say that you choose to promote an ebook
called "How to play the Guitar like a pro".

Let's say the ebook is selling for $49 with a 50% commission for
affiliates.

This means if you send people to the website and they buy the
ebook, you will make $24.50 for every ebook sold. That's excellent
money. (ClickBank takes a small percentage but you will still make
about $22 per sale)

You are making just as much as the author of the ebook. 50%
commissions are actually very common with ClickBank products.

So now that you have an affiliate product that you want to promote,
it's time to start promoting the product.

This is where Google AdWords comes into play.

With Google AdWords you would bid on some key search terms such as:

Playing guitar
Learning guitar
Guitar
Pro guitar
Guitar for beginners
Guitar lessons
Beginning guitar
Guitar guide

When someone does a Google search for one of these terms, your ad
will show up. If that person clicks on your ad you will be charged
the amount that you bid for that search term, sometimes less.

Let's say that your bid price per click is $0.07 .

If the guitar ebook is a fairly good converting product you can
expect to sell one ebook for every 100 clicks on your Google
AdWords ad.

If that were the case, it would cost you: $7 in advertising to sell
one ebook, which pays you a commission of $24.50. That's a profit
of $17.50.

Granted figures change from product to product and circumstance,
but there is so much potential out there, all you have to do is
find the right product to market and you can make some serious
profits.

What makes Google AdWords and ClickBank such a powerful
combination? ClickBank supplies the high quality products and
AdWords supplies a very effective way to advertise those products.
Both websites are leaders in their respective fields and are highly
recommended
throughout the industry.

Both AdWords and ClickBank are very simple to use and can be set up
in minutes.

Both systems can be automated. After getting everything set up, you
can just let it be and the profits will continue to come in.

No website is needed.

Millions of dollars have been made using this combination. Millions
will continue to be made using this combination.

Google continues to get more and more popular, which means more
potential purchasers.

ClickBank continues to increase its product base (11,000+ and
growing).

With both Google and ClickBank growing, there is plenty of room for
everyone to make profits and it will continue to get better as the
Internet grows.

Pay per click

2006-04-29T02:39:00.000-07:00

With ClickBank, you have access to thousands of affiliate
products to market. Now it's time to find a place to market those
products and start making some profits.

This is were Google and Google AdWords come into play.

What are Google AdWords?

Google AdWords are little advertisements displayed on Google. These
advertisements appear on the right hand side of the browser every
time a search is done on the Google search engine.

Anybody including you and I can purchase advertisements on Google.

How do Google AdWords Work?

Google AdWords uses the pay-per-click method.

Pay-per-click just means that the advertisers pay a predetermined
amount of money every time someone clicks on their advertisement.

For Google, advertisers bid to have their ads shown when a specific
search term is entered.

The higher the bid the higher on the page the ad will show. Being
at the top of the page will get you more clicks than ads lower on
the page.

Advertisers bid anywhere from $0.05 to $50 per click. That click
sends the Internet surfers to a website address of the advertisers
choosing.

The thing that makes this advertising method superior over other
methods is that your ad will only be shown to people that are
interested. It is a very targeted method that leads to more sales.

Let's say that you are selling flowers. You would bid on the search
term "flowers". When somebody does a search on Google for the term
"flowers", your ad will appear.

On the other hand, when someone does a search for the term "dogs",
your ad will not appear because you did not bid on that search
term.

You get to decide which search terms are relevant to your campaign
and bid on that search term.

What is so special about Google AdWords?
Simply put Google AdWords are better than any other advertising
method on the Internet. The second you put up a Google AdWords ad
your will start to see results.

Here are some of the reasons that make Google AdWords superior:

- Google boasts over 200 million searches per day
- It only takes fifteen minutes for your ads to appear
- You only need a minimum of $5 to open an account
- The traffic you get from Google is of very high quality
- AdWords is simple to use and beginners can catch on fast
- AdWords is perfect for testing potential ad campaigns

Granted, there are tons of places to market your affiliate programs
on the Internet. But in my experience, Google AdWords has brought
me more sales than all of the others combined.

Aplication Affiliate

2006-04-22T00:49:00.000-07:00

We now need a way to find the best affiliate products to market.

There are thousands of affiliate programs out there to choose from.
Any product you can think of has an affiliate program.

There are affiliate programs for things like books, cars, computer games, computer programs, porn sites, prescription drugs and ebooks. You name it and there is an affiliate program for it.

You can even join an affiliate program for selling property on the moon!! So how do you go about choosing the right programs? Well,there are many factors to looks at.

Here are five characteristics to look at when choosing an affiliate program:
1)High payouts - Would you rather be paid $1 or $20 every time you make a sale? $20 of course!! I like to work with affiliate programs that payout anywhere from $15 - $60 for each customer conversion.Don't get me wrong, there is a time and place for $1 payout programs and as entrepreneurs you should always keep your eyes open for opportunities, but from personal experience, the higher payouts seem to work best for people just starting out.

2) Effective product sales page - Your success as an affiliate
depends highly on how effective the sales website is for the
affiliate program you belong to. I'm not talking about your
personal website; I'm talking about the owners of the affiliate
program themselves, the site you are sending people to. If you are
sending people to a website that is constructed very poorly and has
a low sales conversion rate, you are not going to make any profits.
But if you send people from your website to a website that captures
the customers attention and effectively conveniences them to buy
the product, you will make much more profits per customer.

3) The amount of competition - If there is too much competition in
the affiliate program that you join, it will be harder for you to
make money. When there are too many affiliates vying for the same
customers, the profits that can be made by one individual become
less and less. I would say that it's a good idea for beginners to
stir away from the really competitive products. You will have a
much better time with programs that have relatively low
competition. Don't get me wrong, you can compete in any affiliate
program but you need to learn certain skills, to turn a profit.

4) Payout Dates - Be sure to check how often the affiliate program
will be sending you pay checks. You don't want to be stuck waiting
3-6 months to be paid. I usually like to stick with affiliate
programs that pay every 1-2 weeks. Sometimes I will join affiliate
programs that pay every month, but anything over one month is just
too long to wait for. You have to think about your advertising
budget. If you only have enough money to advertise for two weeks,
and you get paid every three months, you are going to run out of
money to advertise with. The quicker you get paid, the quicker you
can take that money and reinvest it to increase your profits.

5) Payout Minimums - Almost every affiliate program has a minimum
payout amount. Most of the time affiliates programs will require
that you earn $25 - $100 before they will ever send you a check.
This is fine, because you should be able to hit this amount easily.
If it's more than $300 then I would stir away from that program.
Sometimes you will join an affiliate program and make some money,
but you may decide for some reason that that particular program is
not working out. If you did not hit the minimum payout then you
will never be paid. Another reason to pick a low minimum payout is
that it may take you awhile to hit the minimum, so the lower the
payout level the quicker you will get your money.

6) In Demand Products - This is a very important thing to look for
in affiliate programs. Choose something that people really want and
find a way to give it to them. For example: millions of people in
the U.S. feel they are overweight, and want to lose that weight.
It's your job to find an affiliate program that fits these peoples
needs. Sell them diet pills or workout tapes, even workout
equipment. Here's another example: Many people want to find someone
to date. Well you've seen all the online dating services. Guess
what, most of those have affiliate programs that you can join.
Direct a person who wants a date to that dating service website and
you will make a nice commission.

You now know what to look for in an affiliate product, so now we need to go find an affiliate product to market.

This is were ClickBank comes into play.

ClickBank is actually an Internet "affiliate network". Affiliate networks combine thousands of Internet affiliate programs into one simple website.

So instead of signing up for numerous affiliate programs, which can
be a hassle, you only need to sign up once with a site like
ClickBank. This will allow you to have access to over 11,000+
products and services to market.

ClickBank is actually a special type of affiliate network in that
it only deals with digital products. When a customer buys through
ClickBank, they receive their purchase instantly over the Internet.

So what makes ClickBank so special? Several reasons:

- ClickBank is very easy for beginners to learn
- ClickBank offers many high quality affiliate products to market
- ClickBank offers extremely high commissions (up to 75%)
- Many people are already members of ClickBank
- Getting affiliate links is very simple and fast
- Stats are in real time and can be checked 24/7
- ClickBank sends commission checks every two weeks

To check out the thousands of products that ClickBank offers to affiliate marketers, check out this link:

http://clickbank.com/marketplace

To sign up as a affiliate marketer with ClickBank, check out this link:

http:ssl.clickbank.net/signup

With ClickBank, you can now scour thousands of affiliate products to market.

Affiliate Program

2006-04-14T03:58:00.000-07:00

So how exactly do you make substantial profits on the Internet?
Well there are literally thousands of ways to earn a living online.But many of those require things that you and I would never have access to such as, corporate bankrolls, and corporate manpower. I'm just a one-man business and I'm guessing that you are too. So with that in mind I am going to show you a very powerful way to make profits online. With this extremely powerful method, your profit making potential is limitless.
-Intro to Affiliate Programs-

I know many of you are making great profits using affiliate programs, but I need to explain what they are and the power they hold so that everybody is on the same level for the next few lessons.

If you haven't discovered affiliate programs on the Internet yet,you are missing out on an extremely powerful profit-making source.So what the heck are affiliate programs and how do they work?

Affiliate programs can vary from website to website, but the main idea behind affiliate programs is that a website will pay you for sending them buying customers.

You send people to a website, if they buy something from that website you get a cut of the purchase.

You will usually be paid either a percentage of the sale or a flat rate.

Here is a random list of websites that have affiliate programs. The dollar amount shows how much ONE SINGLE PERSON is earning every month with that affiliate programs.

- Posters.com------------ $5,000/mo
- Sitesell.com------------ $10,000/mo
- 1HideOut.com--------- $3,000/week
- Marketingtips.com---- $8,000/mo
- Gen-fit.com------------ $18,000/mo
- Pillstore.com----------- $50,000/mo
- Keycode.com---------- $5,000/mo
- PartyPoker.com------- $15,000/mo

I could go on forever with these amazing figures.

Everywhere you look, people are making massive profits on the Internet. I'm showing you these figures in hopes that you will get excited about affiliate programs. If you can become successful in just one affiliate program, your life will change dramatically.

I personally am an affiliate with at least 40 different affiliate programs. Granted not all affiliate programs you join will be profitable, but if you can get just a few affiliate programs that are profitable, you can make a ton in profits.

Can you imagine working with ten different affiliate programs that convert 5 - 20 sales a day? If you were paid $15 for each sale, that would mean you could be making $22500-$90000 per month.

Even if you had a bad month and only made one sale everyday for each affiliate, you would still be making over $4500 per month. You may think all of this is outrageous, but trust me; there are tons of people out there just like you and I that are utilizing affiliate programs on the Internet and making huge profits from
them.

How can all this be possible? The Internet of course!!! It's possible to advertise to hundreds of millions of people worldwide with the single click of the mouse button. The Internet is probably the most powerful marketing tool in the history of the world. Best of all anyone can use this powerful marketing tool. Anyone with a computer and Internet has access to millions of customers worldwide and the opportunity to convert sales on a very large scale.

It is becoming very evident that affiliate programs will have a huge role in the future of the Internet. Billions if not Trillions of dollars are spent through online purchases every year, and this number will continue to increase at an amazing rate.

It is also forecast that within 2-3 years, 50% of all online sales will be made through the help of affiliate programs. You don't have to be good with math to figure out that there is an enormous opportunity waiting to be tapped.

But don't wait, act now!! Now is the best time to get rolling, if you can establish your self with online affiliate programs now, you will have good positioning to just sit back and watch your profits increase as the Internet continues to grow, which is inevitable.

Now I'm going to tell you the best part about affiliate programs. Once you get everything up and running, you can basically sit back and let the computers and the Internet do everything for you automatically.

You can spend as little as 3 hours a week and still bring in well over $5000/month. Affiliate programs are awesome!!
But remember, the more time you spend working, the more income you
will make.

Think of it as a business, try to set some hours aside and write out some goals that need to be accomplished every week.Before you know it you will be making much more than you ever dreamed.

Here are a few more reasons why affiliate programs are so great.

First of all, you don't need your own product. The owner of the affiliate programs will take care of dealing with the customer for you. They will also collect the payments, shipping and handling of the products, deal with any complaints or questions by customers,they take care of pretty much everything.

The only thing that you have to do is send them customers. When that customer buys, you make a profit. It's as easy and simple as that. Just promote and receive a check.

From null to value

2006-04-10T02:08:00.000-07:00

Dear Beginer,
I am not for along time know that Google adsense can give revenue potential.
We tray to starting now :
Do you know what is Adsense ?

Google AdSense is the programme that can generate advertising revenue from each page on our website with a minimal investment in time and no additional resources.

What it is work ?
When you display Google ads on your website, you'll be maximising your revenue potenti.Google places relevant CPC (cost-per-click) and CPM (cost per thousand impressions) ads into the same auction and lets them compete against one another. The auction takes place instantaneously and when it's over AdSense will automatically display the text or image ad(s) that will generate the maximum revenue for a page -- and the maximum revenue for you.

After your web approved by Google Adsense
You will get e-mail as bellow :

Congratulations!

Your Google AdSense application has been approved. You can now activate
your account and start delivering Google ads and AdSense for search on
your site in minutes.

STEP 1: Activate your account.
Please visit https://www.google.com/adsense?hl=en_US . Log in to your
account using the email address and password that you submitted with
your application, and agree to the AdSense Terms and Conditions.

STEP 2: Paste the AdSense code into your web pages.
Just follow the steps on the 'AdSense Setup' tab to copy-and-paste the
Google code into your site. Google ads and AdSense for search will
begin running on your pages within minutes.

For additional information on implementing the ad code onto your
BlogSpot domain, please see the following AdSense Support page:
https://www.google.com/support/adsense/bin/answer.py?answer=10529

STEP 3: See the results.
After your ads start running, you can see your earnings at any time by
checking the online reports in your account. Please note that you might
not maximize your earnings from AdSense if you have any of the
following on your website:
* robots.txt
* frames
* forms and dynamic content
* excessive images
* login and password requirements

If you'd like more information about the steps above, we've provided
video presentations to help you set up your account, insert the AdSense
code into your HTML pages, and understand the payment process. You can
view these tutorials by visiting the following links:

Getting started: http://www.google.com/adsensewelcome_getstarteddemo
HTML help:
http://www.google.com/adsensewelcome_implementingadcode
Optimization tips:
http://www.google.com/adsensewelcome_optimizationdemo
Payments: http://www.google.com/adsensewelcome_paymentsdemo

For more technical guidelines and tips on optimizing your site for this
program, please visit:
https://www.google.com/adsense/faq-tech?hl=en_US

IMPORTANT NOTES:
* Once you have accrued $50 in combined AdSense for content and AdSense
for search earnings, we'll mail a Personal Identification Number to the
mailing address you provided. You'll need to enter this PIN into your
Account Information page before payment can be sent to you. In the
meantime, you'll still be able to show ads and Google search boxes on
your web pages, and will continue to accrue earnings.

* If Google has not yet crawled your site, you may not be able to see
relevant ads for a few hours. You may see public service ads (for which
you will not receive any earnings) displayed in the meantime.

* Google can not return SiteSearch results if your pages are not
included in Google's search index. Please note that adding SiteSearch
to any page will not queue that page for crawling by our bots. If you
would like to manually add your site's main URL to our crawl, you may
do so at http://www.google.com/addurl.html . Submitting your site in
this manner does not guarantee inclusion in Google's index.

* Website publishers, or a third party enlisted by the publisher, may
not, manually or through a robot, generate invalid clicks. Clicking on
ads on your own site will violate this policy, so please do not click
on the ads for any reason. We monitor all AdSense activity and disable
the account of any publisher violating this policy. For more
information, please review the Google AdSense Terms and Conditions at:
https://www.google.com/adsense/localized-terms?hl=en_US

QUESTIONS?
For additional questions, we suggest you visit our AdSense Support site
at https://www.google.com/support/adsense?hl=en_US . If you're unable
to find an answer to your question on our site, please feel free to
email us at adsense-support@google.com at any time.

Welcome to Google AdSense. We look forward to helping you unleash the
full potential of your website.

Sincerely,

Ruth
The Google AdSense Team

Securities Regulators

2006-04-03T19:46:00.000-07:00

Securities Regulators Announce "Unlucky 13" Investor Traps
by James J. Eccleston, Esq.

Securities Regulators Announce "Unlucky 13" Investor Traps

very year state securities regulators announce the top investment scams victimizing investors. For 2006, the North American Securities Administrators Association (NASAA) has released its "Unlucky 13" investor traps. There are some familiar, past offenders. But there are some new ones too. Let's overview the traps for 2006.
First, affinity fraud. This is a frequent offender because investors tend to more easily trust individuals associated with their religious, political or ethnic groups. Con artists know this and, according to NASAA, attempt to have investors "substitute an emotional appeal for careful analysis and critical thought."
Second, churning. This is a frequent abuse and, importantly, not one limited to con artists. Investment advisers, financial planners and brokers employed by the finest Wall Street wirehouses may be guilty of this offense. Churning occurs when the adviser places too many trades, largely to generate commissions. Something called "reverse churning" can occur when an investor who pays asset-based fees, in lieu of commissions, to an adviser to manage an account sees little or no activity in his or her account because the adviser is ignoring it.
Third, equity indexed certificates of deposit. Do not confuse these products with FDIC-insured CDs. Interest - or rate of return - varies according to the market and may be zero. Further, these products are highly suspect for seniors who need money for retirement given that they have liquidity problems.
Fourth, oil and gas investment fraud. With the rise in oil and gas prices, these scams continue to attract investors. These deals are very risky, and the promises of great profits are suspect.
Fifth, personal information scams. Do not divulge personal information unless you know who will have access to it. Con artists pose as "senior specialists" and obtain information by claiming they will prepare a living will or living trust, or to help obtain prescription drug coverage.
Sixth, prime bank schemes. This is a frequent scam. Purportedly, an off-shore bank offers a program with high-yield, tax-free returns, normally only available to the wealthy. NASAA describes this as "equivalent to a purse snatch."
Seventh, pump and dump schemes. Another favorite. This involves manipulating the price of a low-priced stock, pumping it upward as investors buy it. Then, when the stock price is high, the insiders bail out, leaving the investors holding the bag, as the stock price plummets to zero.
Eighth, recovery rooms. This scam is new to the list. According to NASAA, "Scam artists buy and sell the names and financial information of victims who have lost money to 'recovery room' operators who promise, in return for a fee that the victim must pay in advance, to recover the money lost in a worthless investment." This will be the second time that the investor is duped!
Ninth, registered high-interest promissory notes publicly advertised. High interest rates carry higher risk. The companies issuing the promissory notes may not be in business much longer, such that investors can lose their entire investment.
Tenth, sale and leaseback contracts. These investments attempt to avoid the investor protections of the securities laws by being structured to resemble the sale of a piece of equipment. NASAA cites payphones, ATM machines and Internet booths as examples. Investors are told that in time the buyer will sell the equipment back to the seller and the investors will recover their principal plus a rate of return. However, frequently the equipment does not exist and the seller lacks the financial capability to keep the promise of the repurchase.
Eleventh, self-directed pension plans. Watch for con artists who advise you to convert an employer-sponsored pension into a self-directed pension plan. This may be a scam.
Twelfth, unsuitable investment recommendations. This is a core claim in securities arbitration. Advisers must make suitable investment recommendations to investors, based upon their age, financial ability, tolerance for risk, investment objectives, liquidity needs, tax situation and any other factors that may be relevant. If not, investors may recover their investment losses in securities arbitration.
Thirteenth, variable annuities. These products are "sold not bought" because of their very high commissions. NASAA identifies this as a scam because there may be "inappropriate sales". Indeed, NASAA states that variable annuities "are only suitable for a very small percentage of the investing public and generally are not appropriate for most seniors." There are steep exit ("surrender") penalties and don't buy them inside a 401(k) or IRA.
Scams abound! Be careful out there.
_____________________________________
James J. Eccleston is a securities attorney, representing customers as well as brokers and brokerage firms nationwide in arbitration, litigation and regulatory matters. He maintains an informative website at www.FinancialCounsel.com. He is an equity partner with Shaheen, Novoselsky, Staat, Filipowski & Eccleston, and can be reached at 312-621-4400.

Online Investment Tips

2006-03-29T23:35:00.000-08:00

by Adrian Seewar

When it comes to online investment tips, everyone could benefit from tips. Most people are new to online investing, and are not very familiar with the way things work. The online world of investing can be cruel, but also very rewarding. When it comes to investing online, the tips you will find below are designed to help you make the most out of your experience.

The first thing to do with online investing is to start small. If you are new to this method of investing, don’t put your entire life savings into an online account. Instead, start with a smaller sum, which should be easier to handle and keep track of. Once you feel confident enough, you can decide to add more money to your online account.

Once they are online, many investors tend to concentrate on stocks, specifically larger, more domestic ones. Most online investment tips note that while these stocks should make up part of your portfolio, they shouldn’t be all of it. Also make sure you take into account your time horizon and risk tolerance to develop a well balanced portfolio of stocks, bonds, and cash.

When it comes to mutual funds, most investors are into them for a reason. Most investors don’t have the expertise to make their own investment calls on individual stocks. They are also too preoccupied by work and other demands to spend every minute watching the market. You should keep your mutual funds and it will probably be an unwise move for you to cash out your long term fund holdings.

Other online investment tips note that costs may not always be obvious. Even if online broker costs are somewhat lower than those of full service brokers, they can still add up, even if you do a lot of buying and selling. Online broker firms also like to impose a number of other fees and charges that should be studied closely.

When it comes to orders, you should make them work for you. If you plan on doing your own investing, you will need to learn how to use the tools that are available in order to avoid potentially steep losses and to buy or sell a stock at effective prices. This way, you get a good decent return on your investment.

As beneficial as online investment tips may be, problems that you will encounter are inevitable. Investing online is not foolproof. Sure, there will be times when you can’t access your account; you could even be away from the computer when the market makes a major move.

When it comes to online investing, your internet connection could be down as well, or the online firm’s server could crash due to heavy trading, unexpected software glitches, or another sort of natural calamity. Make sure you are familiar with the firm’s alternative trading options. This may include automated telephone trading or calling a broker.

The most helpful of all the online investment tips, is to always remember that information is power. If you plan on buying and selling individual stocks online, it is in your best interest to keep yourself as well informed as possible. Don’t settle for just the hype about hot stocks.

e-gold

2006-03-21T20:33:00.000-08:00

E-Gold is an electronic currency, issued by e-gold Ltd., a Nevis corporation, 100% backed at all times by gold bullion in allocated storage.

Other e-metals are also issued: e-silver is 100% backed by silver, e-platinum is 100% backed by platinum, and e-palladium is 100% backed by palladium. However, the most popular e-metal (by an overwhelming margin) is e-gold.

e-gold is integrated into an account based payment system that empowers people to use gold as money. Specifically, the e-gold payment system enables people to Spend specified weights of gold to other e-gold accounts. Only the ownership changes - the gold in the treasury grade vault stays put.

New Bie

2006-03-18T01:02:00.000-08:00

The basicly needed Before make e-invest (online invest)

Have e-mail

Google.com

Yahoo.com

Have accout currency

This account used for collect your money include sending your deposit and get profits from your invest. If you don't have account, you can click link as bellow for creating new account.
http://www.e-gold.com

Doing Due Diligent